I'm back in 1990

Chapter 204: The Myth of Wealth Creation

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On January 23, while Yu Xiang was taking her exam, Huang Xiaochuan went alone to an Industrial and Commercial Bank of China savings branch near the old apartment.

After he went in, he wasn't in a hurry to buy a subscription certificate. He just stood there and looked around. He wanted to see how many people were buying subscription certificates. He had only heard about it in his previous life, but now he wanted to experience it for himself and see what it was like.

After looking for a long time, I didn't find a single person buying a subscription certificate.

Just as they were about to make their move, a bespectacled man in his thirties was dragged to the bank by his mother and wife, who were pulling him by his clothes.

His mother plopped down on the floor and burst into tears as soon as she entered the bank, sobbing and complaining, "I can't live like this anymore! Banks are ripping people off!"

A crowd quickly gathered to watch the spectacle.

Before long, Huang Xiaochuan found out what the mother and three had been up to.

It turns out that the bespectacled man was a math teacher at a nearby middle school. After hearing about the sale of subscription certificates, he used his expertise to do some calculations. He figured that if he bought a hundred consecutive subscription certificates, the probability of winning the lottery would be quite high. Comparing this to the current booming stock market, he concluded that buying subscription certificates would definitely make him money.

So he secretly withdrew 3,000 yuan from the bankbook without telling his wife and bought a set of 100 consecutive subscription certificates. Unexpectedly, less than two days later, his wife found that 3,000 yuan was missing from the bankbook. When she asked him, she found out that he had used it to buy subscription certificates.

This was outrageous! His wife immediately became furious with him and tearfully told her mother-in-law about it. When she heard that her son had spent three thousand yuan on a piece of waste paper (her daughter-in-law's words), the bespectacled man's mother was so angry that she almost had a heart attack.

The bespectacled man was still trying to persuade his mother and wife: "Mom, Wenjuan, please trust me just this once, okay? This subscription certificate will definitely make money. Maybe it will turn into 30,000 yuan in no time."

Huang Xiaochuan couldn't help but secretly admire the bespectacled man; his taste was quite impressive.

Unfortunately, his words were like talking to a brick wall. His mother sat on the ground crying and flailing her legs, while his wife wouldn't give in and forced him to return the hundred subscription certificates.

"We don't want the 30,000 yuan. Just return this item and take back the 3,000 yuan. We want to live a peaceful life and stop daydreaming about getting rich. Do you think people like us can get rich?"

Hearing what the bespectacled man's wife said, Huang Xiaochuan shook his head with a wry smile. It all depends on whether the bespectacled man can hold on. If he can, after the New Year, selling just these 100 subscription certificates for 300,000 to 500,000 yuan will not be a problem. If he wins the lottery, he will earn even more. In that case, their family's life will be a different model. Moreover, it seems that this family does not live in a very spacious place.

Fate is in the hands of the bespectacled man; it all depends on whether he can stubbornly persevere.

Unfortunately, the bespectacled man couldn't withstand the pressure from his mother and wife, and he had no choice but to compromise and negotiate with the bank to return the 100 subscription certificates. But this bank had only managed to sell a little over 200 subscription certificates in the past few days, and now you want to return 100? Are you kidding me?

The bank, of course, disagreed. Seeing this, the bespectacled man and his wife got up from the ground and tried to bang their heads against the counter, which startled the onlookers who quickly stopped her.

After a group of people had been making a scene for a while, Huang Xiaochuan couldn't stand it anymore and stepped forward, saying, "How about you sell it to me?"

"My God!" Upon hearing Huang Xiaochuan's words, the mother and daughter reacted as if they had found a lifeline. The wife of the bespectacled man snatched the subscription certificate from his hand and handed it to Huang Xiaochuan.

"Okay, okay, it's yours!"

Huang Xiaochuan took the subscription certificate, looked at it, and after confirming that it was blank, went to the counter and handed in a passbook: "Withdraw three thousand yuan for me."

Seeing that someone was coming to their rescue, the bank teller was exceptionally quick and efficient, completing the withdrawal procedures in less than two minutes. The three thousand yuan was handed out along with the passbook. However, because the amount on the passbook was relatively large, the people at the counter gave Huang Xiaochuan a few extra glances.

Huang Xiaochuan didn't even count the money; he handed the three thousand yuan he had just withdrawn from the counter to the bespectacled man's wife.

The woman put her finger in her mouth, moistened it with saliva, quickly counted the money twice, and after confirming that it was correct, she happily pulled the man and helped her mother-in-law out of the bank. Huang Xiaochuan, however, noticed that the bespectacled man's eyes were dull and his face was lifeless.

The onlookers stared at Huang Xiaochuan as if he were a fool, thinking, "Has this handsome young man lost his mind? He dares to take subscription certificates that others don't want? He dares to do such a good deed?"

Huang Xiaochuan knew in his heart that what had just happened was only what he had seen, and this was definitely not an isolated case. There were many more that he had not seen. In his previous life, Huang Xiaochuan had heard a story about this.

The daughter-in-law asked her mother-in-law to deposit 6,000 yuan at the bank. However, the bank staff misled her, saying that buying stock subscription certificates was more cost-effective than depositing money. So, the mother-in-law used 6,000 yuan to buy 200 stock subscription certificates. When she got home, the daughter-in-law was upset and demanded the 6,000 yuan back. The mother-in-law felt she had done nothing wrong, so she withdrew 6,000 yuan from her own savings account and returned it to her daughter-in-law, keeping the subscription certificates.

As a result, the two hundred subscription certificates that the mother-in-law had were later bought by someone for three thousand yuan each, and the mother-in-law suddenly had six hundred thousand yuan. The daughter-in-law was not happy about this, saying that the six hundred thousand yuan was hers, because the subscription certificates were originally bought with her six thousand yuan. In the end, the daughter-in-law even went to court with her mother-in-law, and the outcome is unknown.

In this era, some people take off, while others fall into a trough; joy and sorrow, excitement and disappointment, unfold alternately.

1992 was a year that will be recorded in history, a year in which many things happened in China.

The stock subscription certificates being issued at this moment are a major event that will go down in history. This year, many millionaires have been created because of these stock subscription certificates, and of course, there are also multi-millionaires, such as Ding Yi. With the 10,000 subscription certificates in his hand, this guy will soon become a new tycoon in Shanghai.

Because this stock subscription certificate was speculated to be worth as much as 5,000 yuan, which is 166 times higher than the cost of 31 certificates.

Even if Ding Yi doesn't buy any of the shares he won in the primary market, he can still get 50 million in cash with the 10,000 subscription certificates he has. Of course, this is theoretical. In reality, Huang Xiaochuan thinks that the figure of 30 to 40 million is a sure thing.

The four hundred subscription certificates in Wu Duo's hands could bring each of them nearly two million in profit, not including the top-performing stocks in the stock market. If they bought the winning stocks and sold them on the secondary market, ten million was not impossible. Thinking of this, Huang Xiaochuan couldn't help but feel a little hot.

This means that by the end of May this year, all five people in dormitory 222 will be millionaires or multi-millionaires. This is truly surreal. If word gets out, who knows what kind of sensation it will cause?

Reporters will likely break down the school gates, and the headline will be something like "A Myth of Wealth Creation: Five College Students Become Millionaires." The university will surely become famous nationwide, and the admission score might even rise by 30 points in the summer. The stock market might even go crazy.

Huang Xiaochuan didn't dare to think any further. If everyone knew, what would be the point of going to school? There was no way he could continue!

Therefore, students should return to school early before the start of the semester, because the price of subscription certificates will rise sharply after the New Year. Huang Xiaochuan will explain the pros and cons to them at that time, and everyone must keep it a secret and keep a low profile.