Chapter 158 Mortgage Loan and Wu Yufei
Chapter 158 Mortgage Loan and Wu Yufei
Chapter 158 Mortgage Loan and Wu Yufei
Chang'an Club, Beijing.
Ye Kai and Zhou Xiaoli are having lunch here.
Ye Kai now also has a membership here. It's an anonymous membership card given to him by Feng Yuqiu, the kind that only very high-ranking people can hold.
Regardless of who holds this card, the club will not inquire about the visitor's identity; they will only treat him as their most distinguished guest.
They will not refuse anything that the club can do.
"Did Meng Ruxian call me on her own initiative?"
While waiting for the food to be served, Zhou Xiaoli saw the incoming call number on her phone and was somewhat surprised.
"Go ahead and accept it."
"See what he has to say, and don't easily agree to his requests."
Ye Kai was currently figuring out how to win Meng Ruxian over, so naturally he wouldn't loosen the rope around Meng Ruxian's neck just because Meng Ruxian had called him.
At this critical juncture, Meng Ruxian will only choose to bow her head and will not engage in any overly aggressive confrontation.
Otherwise, he wouldn't have contacted Zhou Xiaoli; he would have gone directly to Ye Kai.
He said he wanted to meet you and talk in person.
"In terms of attitude, they have adopted a rather humble approach."
After finishing the call, Zhou Xiaoli said to Ye Kai with some surprise.
"The day after tomorrow."
"Let's meet here the day after tomorrow afternoon."
Ye Kai thought about it and felt that negotiating in person might be simpler, so he agreed.
The decision not to meet tomorrow is just a common tactic, intended to keep the other party in a state of fear for a while longer, thus reducing their bargaining power in negotiations.
In addition, it's to get the mortgage loan sorted out tomorrow.
Land plots near Beijing's CBD are naturally the most sought-after commercial real estate targets, and obtaining mortgage loans from banks is relatively easy.
Ye Kai and Zhou Xiaoli discussed it and decided to ask a bank manager who had a close relationship with her family to handle it.
In this situation, it's practically like handing over sales targets to the bank's business managers; they have no shortage of people eager to take on these projects.
Sure enough, Miss Zhou made a casual phone call, and the other party hurriedly said that they would come over immediately.
"Then let's go."
"It's just a matter of adding another pair of chopsticks."
Ye Kai naturally wouldn't object, so he nodded in agreement.
As long as I can get the loan in time, it doesn't matter where I conduct the business.
Many important matters are actually discussed at the dinner table.
"Waiter, a few more dishes, please."
"We have another guest coming soon, her name is Wu Yufei? Hmm, you can just bring her here."
Ye Kai asked Zhou Xiaoli for the other party's personal information, then waved to a waiter and gave him instructions.
"Yes, sir."
The waiter asked for the person's name, bowed, and immediately went to make arrangements.
A dozen minutes later, the food began to be served one after another.
A series of footsteps sounded, and the waiter brought over the bank's credit department manager.
Ye Kai turned his head and saw a woman in her twenties walking gracefully towards him with a waiter.
She appeared natural, dressed in a black business suit, her hair neatly tied up, revealing a smooth forehead and delicate features. Her eyes were deep and bright, exuding a radiant confidence. Her lips were slightly upturned, carrying a faint smile, giving off an air of both authority and approachability.
Nice leg shape.
Ye Kai's gaze shifted downwards, landing on the other woman's legs clad in black stockings and high heels beneath her pencil skirt, and he nodded to himself.
"Xiaoxiao, it's been so long!"
"How have you been lately?"
The other person's gaze swept over Ye Kai, then warmly greeted Zhou Xiaoli and embraced her.
"Hello Feifei."
"It's been more than half a year since we last met, hasn't it? I really miss you."
Zhou Xiaoli and the other person seemed to be quite familiar with each other, with no barriers between them. They chatted and laughed, hugged each other, and even touched each other.
"Why am I suddenly receiving such good news?"
"The land near Beijing's CBD is a huge piece of prime real estate."
Wu Yufei and Zhou Xiaoli were very close, but Wu Yufei was more concerned about the piece of land that Zhou Xiaoli mentioned.
Commercial real estate has always been the most popular type of mortgage loan, especially in recent years with the real estate boom, and scarce plots of land in Beijing have been driven up to exorbitant prices.
As the project with the lowest mortgage risk, it represents a significant achievement for whoever gets it.
"It's not my land, it's this Mr. Ye's land."
"I'm just acting as a go-between to help you get more business."
Zhou Xiaoli smiled and introduced Ye Kai, who was standing next to her, to Wu Yufei.
"Mr. Ye?"
"She looks so young!"
Wu Yufei then noticed Ye Kai sitting to the side and exclaimed in surprise.
Although she had seen Ye Kai before, she assumed he was just a friend Zhou Xiaoli had brought over for dinner because he looked too young. She didn't realize that he was the real owner who planned to mortgage the land.
"Manager Wu, please have a seat. Let's eat and chat."
Ye Kai gestured for Wu Yufei to sit down and talk.
"I also want to thank General Manager Ye."
"This is my first time dining at the Chang'an Club. Thank you, Mr. Ye, for the opportunity."
After sitting down, Wu Yufei first expressed her gratitude to Ye Kai.
For these working professionals, Chang'an Club is an unattainable dream; they would never come here to eat unless there was a special opportunity.
At least, she had an eye-opening experience this time, taking advantage of the business opportunity.
"Let's eat first."
By this time, all the dishes had been served, so Ye Kai invited everyone to start eating.
Wu Yufei was a little anxious; she actually wanted to talk about the mortgage loan directly.
However, the initiative was in Ye Kai's hands, and Wu Yufei was not quite clear about the relationship between Zhou Xiaoli and Ye Kai. She could not make a definite decision for the time being, so she could only follow Ye Kai's wishes and eat first.
The catering at Chang'an Club is all handled by highly skilled chefs.
Today, Ye Kai treated us to dinner, and the dishes served were all his signature dishes, each one a masterpiece, and they were all excellent in color, aroma, taste, and presentation, truly top-notch.
"tasty!"
Wu Yufei took a few bites and immediately beamed with delight.
Compared to the daily work meals she was tired of, the food here gave her an ultimate culinary experience that she found intoxicating.
Whether it was the dining environment, the social class separation, or the taste of the food itself, all of these brought Wu Yufei a special enjoyment.
For a while, the three of them ate in silence, occasionally sharing their thoughts on a particular dish.
After the meal, Ye Kai invited the two to the tea room next door.
After the tea master performed the tea ceremony for the three of them, Wu Yufei asked about the mortgage loan.
"Mr. Ye."
"I don't know the exact location and size of the land you intend to mortgage?"
"Let me find out the specifics so I can offer you a preliminary solution. What do you think?"
Wu Yufei picked up the small teacup, downed the hot tea in one gulp, and felt the scalding tea flow from her mouth through her esophagus into her stomach before solemnly asking Ye Kai her question.
"It is less than 100 meters away from Beijing's CBD, with a total area of 1.1 hectares."
Ye Kai also took a sip of tea and replied rudely.
"So big?!"
Upon hearing this, Wu Yufei could hardly believe her ears, and she almost dropped the teacup in her hand.
Then, her eyes lit up.
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