Why don't you believe I'm a reincarnated person?

Chapter 90 is all for the children.

"Xiao Ye, what do you think about this bubble tea shop thing?"

"Recently, more and more people have been contacting us, and the relationships have become increasingly complicated. I'm worried that something out of control might happen in a while."

After the three of them started eating, Director Jiang brought up his question.

Will there be any problems with the loan?

Ye Kai wasn't exactly a country bumpkin; upon hearing Jiang Xin's words, he immediately knew that she might be under considerable pressure, so he asked her a question in return.

"Regarding the loan, all the procedures were followed properly, so there shouldn't be any problems."

"But you also know that sometimes if someone wants to mess with you, they won't care about any rules. Even if it's a legal and compliant loan, they can find a way to stop it and say that you didn't comply with the rules."

"Such things happen all the time."

Director Jiang has been in the industry for so many years, what bizarre things hasn't he seen?

After all, in this era, power is the greatest force, and the rules are all made by those people. How could they possibly be greater than power?

A single instance of arbitrarily exercising power can ruin the lives of an entire generation.

"I see, that does seem a bit tricky."

"Originally, I wanted to continue with the previous expansion strategy and first conquer the market in my home province, but now it seems I have to change my development direction."

Upon hearing this, Ye Kai couldn't help but frown.

"Do I need to pay off the loan first?"

"This must be several million. Where are we going to find so much funding all at once..."

Shen Jiayi hadn't paid attention to these things, but when she heard her mother Jiang Xin and Ye Kai discussing the potential problems with the loan, she suddenly became worried, and even the steamed fish she loved to eat lost its flavor.

"We don't lack funds."

"We've done well with our stock investments. If we sell them in a couple of days, we can get around 500 million yuan back, which will be more than enough to pay off our loans."

"But I don't want to be so passive, waiting to be harvested, so I still need to consider going out to the capital and taking over the capital market."

Ye Kai picked up two slices of twice-cooked pork and ate them with rice.

He kept thinking about how to break the deadlock, and soon he had an idea.

"Go to Beijing to develop your career?"

Director Jiang and Shen Jiayi were somewhat bewildered, exchanging glances, unsure of Ye Kai's reasoning.

"With the emperor far away, some people act recklessly, which is why all sorts of unsightly behavior occurs. So let's solve the problem at its root and open the main store in the capital."

"Once we establish a foothold in Beijing, it will not only enhance the company's reputation, but also make those locals who want to take advantage of us think twice."

"If conditions permit, we should open our core stores in first-tier cities such as Shanghai and Huadu as soon as possible. Only by achieving economies of scale can we avoid being taken advantage of."

Seeing that the mother and daughter were confused, Ye Kai explained his reasoning.

"By the way, you just said you have 500 million yuan invested in stocks?"

After a pause, Director Jiang finally came to her senses and remembered what Ye Kai had said earlier. She looked at him with some surprise and asked.

She was so preoccupied with worrying about being pressured by the loan that she hadn't even noticed Ye Kai mentioning the 500 million yuan. Only now did she realize what he meant.

Director Jiang remembered very clearly that the total amount of the gold bars that his daughter received as New Year's gifts was only 60 yuan, plus some of Ye Kai's own money, which was just over one million yuan. How could it have ballooned to 500 million yuan in such a short time?

If making money in the A-shares market were so easy, would we need to repeat the 3000-point defense battle every year?

"Just a bit of luck."

Ye Kai didn't say much on this issue, otherwise it would have seemed like he was showing off.

Searching through old memories for stocks that have seen huge gains is not an easy task; a small mistake could lead to complete failure.

Developing in Beijing certainly requires new investment, but as a joint-stock company, the proportion of loans used is already quite high, and Xixi's mother obviously cannot come up with more funds to invest in the Beijing flagship store.

Once they decide to formally implement this plan, the distribution of equity will become another troublesome issue, and a completely new accounting method may be needed to solve this problem.

Otherwise, we can only continue to dilute Xixi's mother's shares in the milk tea shop until they match her actual investment.

"We can set up flagship stores and authorized stores."

"You two invest your own funds into the flagship store, and then open new stores in various places through licensing. These can be joint venture stores or simply brand-licensed stores."

Director Jiang also had her own ideas. Her suggestion was to establish a set of franchise rules and then cooperate with merchants in various regions, with her side providing raw materials and brand value, to achieve a win-win situation.

The advantage of this is that the ability to resist systemic risks from the local area will be greatly enhanced. The disadvantage is that Ye Kai and Shen Jiayi cannot ensure their absolute leadership.

Gains and losses are the norm in life.

"We will not consider opening authorized stores in the short term."

"Since we've decided to make this milk tea shop a benchmark enterprise, we can't just hand over control voluntarily. As for Xixi's mother, we can consider allocating a portion of the store space to her based on her shareholding."

"Of course, we can still retain her senior management position at headquarters, with a fixed salary."

"Business is business, but there's no need to completely disregard human relationships just for the sake of business."

Ye Kai had already made a decision: resolve the equity issue first, and other issues would be easier to handle.

XiXi's mother did put in a lot of effort when she first opened the milk tea shop, but as the business developed, it was necessary to make appropriate adjustments to its position within the company.

In conclusion, all methods are determined for the common cause of everyone's development.

"Alright then."

"I'll talk to Xixi's mother first and see what she thinks."

After Director Jiang clearly understood Ye Kai's thinking, he immediately took on the task.

She also understood that dividing the property rights at this time was to ensure that her daughter's rights could be better protected, so that she would not have to hesitate to take action when necessary.

"Ye Kai, can you take a look at this computer for me?"

"It seems to be having some problems using it lately..."

After the three of them finished dinner, Shen Jiayi pulled Ye Kai into her bedroom and closed the door.

"This girl is really..."

Seeing this, Director Jiang shook his head inwardly, feeling a mix of emotions. He thought to himself that his little darling was already leaking air everywhere before she even got any good.

She cleared the table, made herself a cup of tea, and then sat on the sofa to call Xixi's mother.

The important matters are the priority; there's no need to worry so much about the children.